Worcester Creditor Harassment Lawyer

Have You Been Subject to Harassment? I Can Fight for Your Rights

If you have been intimidated by creditor harassment or misrepresentation, you can fight back with appropriate legal action. You are protected by federal law against abusive collection attempt methods from creditors.

As a Worcester creditor harassment lawyer, I handle financial matters involving credit and creditors on a daily basis. Well-versed in the laws governing these matters, I can review your situation to determine an appropriate and effective solution.

Despite how much you owe or how old your debt may be, you should never suffer harassment by creditors.

What Is Considered Creditor Harassment?

In fighting creditor harassment, your first line of attack should be to document any instances of abusive conduct on the part of your creditors. This is necessary so that legal action can be taken should it be necessary.

Abusive conduct may include:

• Excessive calls, especially those before 8 a.m. or after 9 p.m.
• Excessive collection letters
• Verbal abuse or intimidation
• Threatening you with arrest or legal action
• Failing to identify themselves as a collection agency
• Misleading or deceptive statements
• Calling you at work when you have expressly asked them to stop
• Talking to friends, family, or neighbors about your debt as a way to get you to pay

What Is The Federal Debt Collection Practices Act?

The Federal Debt Collection Practices Act (FDCPA) is the primary set of federal guidelines that govern how collection agencies may conduct themselves in seeking payment.

Should you be subject to any methods listed above, the collection company may be subject to fines and other legal action, including your claim for damages.

They are restricted to a certain protocol that involves:

• Identifying themselves
• Providing you with the original debt contact information
• And verifying the exact amount of the debt

Aggressive language or abusive tactics are illegal.

Legal Support to End Creditor Harassment in Worcester

I am here to help you stop intimidating creditor harassment. Whether you are being harassed by a creditor or a collection agency, I can review your situation and take legal action on your behalf to seek an end to the abuse. At Morrison & Associates, your best interests come first.