Worcester Collections Defense Lawyer

Defending Clients against Collection Agency Abuse

Do you have debts that have been turned over to a collection agency?

If that agency used harassment in its attempts to collect, such as:

• Calling you late at night
• Calling you at work
• Contacting relatives in order to discuss your debt

As a consumer, you do not have to suffer unfair or abusive tactics from collection agencies. You are protected by the Fair Debt Collection Practices Act (FDCPA), a federal law regulating how these third-party companies can behave when attempting to collect on your debt.

If you believe you have subjected to such unscrupulous ploys, it is vital that you contact Morrison & Associates for help. As a Worcester collections defense attorney, I can fully review your case to determine if FDCPA violations have occurred.

If such violations have taken place, you may be eligible to file legal action against the collection agency which may include the pursuit of damages. My firm is dedicated to protecting your legal rights when it comes to creditors, as well as protecting your finances and peace of mind.

The FDCPA provides strict guidelines for how collection agency staff may pursue debtors. These guidelines include rules that restrict certain behavior.

These restricted behaviors include:

• Calling you before 8 am or after 9 pm unless you have made such an agreement
• Calling you at work when you have verbally or in writing requested them to desist
• Threatening you with physical harm or arrest
• Threatening to sue you unless they fully intend to do so
• Contacting your family, friends, or neighbors to talk to them about your debt

Collection agents are restricted only to informing you about your debt and requesting payment. They may also file a lawsuit against you or have your wages garnished to pay your debt.

For the protection of your legal rights in any of these scenarios, you should consult with me as your Worcester collections defense lawyer as soon as possible.

Protection From Debt Collections Abuse 

Dealing with constant harassment by debt collectors can be stressful and frustrating. Effective collections defense requires a thorough investigation into your personal case as well as a solid understanding of state and federal law.

I can help protect you against excessive collection agency abuse and explore all of your legal options for resolving your financial situation. Your best interests are my priority.